New Jersey Insurance Discount

A highly interactive and engaging 4-hour online program that focuses on hazard recognition and collision avoidance techniques. The course addresses common driving violations that result in collisions and how to change driving habits to eliminate moving violations.

The course is presented in six sessions:

• It's All About Choices: Determine your personal driving profile, driving attitudes and behaviors
• Ready for the Road: Various conditions – controllable and uncontrollable – affect your driving; learn defensive driving techniques to compensate for those situations, as well as vehicle maintenance and occupant protection
• Don't Add Insult to Injury: This session covers impaired, distracted, fatigued and aggressive driving, and managing your emotions while driving
• Success on the Road: Learn six of the most unsafe driving behaviors, plus practice hazard recognition, driving scenarios and how to apply safe driving techniques
• Collision Prevention: Real-life driving reenactments illustrate the steps to preventing collisions; you'll also learn to identify road sign shapes
• Drive for Life: Develop defensive driving habits and recognize personal accountability for your driving behaviors and decisions

Who and what is National Safety Council (NSC)?
The nation's leading safety advocate for more than 100 years, the National Safety Council is a nonprofit organization with the mission of eliminating preventable deaths at work, in homes and communities, and on the road through leadership, research, education and advocacy. NSC advances this mission by engaging businesses, government agencies, elected officials and the public to help prevent death and injuries. Visit us at www.nsc.org to learn more about NSC and our life saving mission.

How do I get my completion certificate after taking the course?
Once you've completed your online course, you can print your certificate immediately. If you take the course at an NSC Training Center, a certificate of completion will be mailed within 10 business days after you successfully complete the classroom course.

How much does the Defensive Driving Course cost?
The online program is $24.95, with 20% of the proceeds going towards NSC life-saving initiatives, including opioid misuse, teen driving, distracted driving and many others. Classroom courses do cost more. Cost varies based on what the training center chooses to charge. Please contact your training center directly.

How long does it take to complete the course?
The online course takes about 4 hours to complete. The classroom courses run for either 6 or 8 hours in length, depending on which training center you complete the class through. Contact your local training center to learn about class locations and cost.

New Jersey
You are eligible for a mandatory insurance premium discount of up to 10% for three years if you meet all of the following criteria:

• Are the principal driver of the vehicle, and
• Have voluntarily completed within the last three years a motor vehicle defensive driving course that has been approved by the New Jersey Motor Vehicle Commission (NJ MVC).

A certificate must be presented to State Farm showing the course was successfully completed.

In addition, upon completion of the defensive driving course, you will be eligible for up to a 2-point reduction with the NJ MVC. This course may be taken once every 5 years for point reduction.

 

BEVERLY
JEM Associates Consulting Services
318 Lincoln Ave.
8- and 6-hour course
609-575-4138

CLARK
Eric P. Mason Teaching
272 Westfield Ave.
8- and 6-hour course
908-202-0771

DOVER
Saint Clare's Training Center
400 W Blackwell St.
8- and 6-hour course
973-989-3213

EAST ORANGE
Last Man Standing
300 N Arlington Ave.
8- and 6-hour course
973-677-7715

ELIZABETH
Dynamic Defensive Driving School, LLC
1112 Dickinson St.
8- and 6-hour course
908-906-7581

HAMMONTON
Atlantic Investigations LLC
583 13th St. Ste. 101
8- and 6-hour course
609-270-7821

HOWELL
Lifeforce USA Inc
5 Roe Lane
8- and 6-hour course
732-919-6070

JACKSON
Jackson School District Transportation Department
151 Don Connor Blvd.
8- and 6-hour course
732-833-4614

LINCROFT
Monmouth County Park System
805 Newman Springs Road
8- and 6-hour course
732-975-9733

MANALAPAN
D & A Defensive Driving Center
86 Atrium Way
8- and 6-hour course
732-792-1050

MANVILLE
Arc of Somerset County
141 S Main St.
8- and 6-hour course
(908) 725-8544 x627

MOUNT HOLLY
Burlington County Sheriffs Dept
49 Rancocas Road
8- and 6-hour course
609-265-5131

PARAMUS
Bergen County EMS Training Center
281 Pascack Road
8- and 6-hour course
201-343-3407

RIVERTON
Certified Health & Safety Services LLC
1902 Taylors Lane, Ste. A
8- and 6-hour course
856-829-4463

ROSELLE
All Occasions Limo Inc
135 W 7th Ave.
8- and 6-hour course
908-472-7501

SWEDESBORO
Delaware Valley Safety Council
510 Heron Drive, Ste. 210
8- and 6-hour course
856-422-3872

VINELAND
South Jersey Transportation Planning Organization
782 S Brewster Road, Ste. B6
8- and 6-hour course
856-794-1941

WAYNE
Less Stress Instructional Services
130 Ryerson Ave.
8- and 6-hour course
973-427-9692